Red Bank borrowers are liquidated when their loan-to-value (LTV) ratios fall below the required maintenance margin, which happens when their collateral decreases in value relative to their debt. Similarly, if a user is engaging in leveraged yield farming in the Fields of Mars, they can get liquidated when the collateral they provide falls below the liquidation threshold for that asset. To avoid liquidation, a user can reduce his or her debt position (by paying back a portion of their borrowings) or add more collateral.